Privacy Policy - US
National Income Life Insurance Company cares about protecting its policyholders’ privacy. In the process of providing the products and services you requested, we will collect, use and share certain information you provided. This Privacy Policy explains what information we collect and how we use that information. The policy also explains how we protect the security and confidentiality of your information.
COLLECTION OF INFORMATION
We collect and retain information necessary for us to provide the products and services you requested. In that process we may collect nonpublic information from you as a result of: your completion of an insurance application or other forms; your transactions and experience with us; or reports from a consumer reporting agency, such as the MIB, Inc.
ACCESS AND CORRECTION OF INFORMATION
Upon request you can obtain access to personal information about you which appears in our policy files or is contained in your investigative consumer reports. If you think that any personal information we have collected from or about you is inaccurate, you may notify us in writing. We will investigate your request and make appropriate changes as needed.
INVESTIGATIVE CONSUMER REPORTS NOTIFICATION
As part of our routine underwriting procedure, an investigative consumer report may be obtained which will provide applicable information concerning character, general reputation, personal characteristics, and mode of living (excluding sexual orientation). This information will be obtained through consumer reporting agencies and personal interviews with your friends, neighbors and associates. You may request to be interviewed in connection with the preparation of the report and upon request may receive a copy of the report.
CONFIDENTIALITY OF INFORMATION
We do not disclose any nonpublic information about you, either during or after your relationship with us, to anyone, except as permitted by law, such as to your authorized representative, in order to provide the products and services you requested, or to comply with applicable laws and regulations.
INTERNAL PROTECTION OF INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide the products and services you requested. We maintain physical, electronic, and procedural safeguards to comply with federal regulations to guard this information.
DISCLOSURE OF OUR PRIVACY POLICY
We have posted this Notice for informational purposes and may amend this policy at any time and will update it as required. If at any time you have questions or wish to report a violation of this privacy policy, please contact us online at PrivacyTeam@Globe.Life or by mail at:
National Income Life Insurance Company
Attn: Privacy Office
P.O. Box 8080
McKinney, TX 75070